Fleet Protector

When the unforeseen happens, be sure your fleet is covered.

 Contact Us

HomeIndustry SolutionsValue Added ServicesFleet Protector

Introducing Ctrack Fleet Protector

We know that your fleet workers are very valuable to you. You wouldn’t be considering Ctrack Fleet Protector if they weren’t. This policy is specifically designed to not only protect employees who are travelling in your vehicles, but consequently also your business.

So what does Ctrack Fleet Protector offer? For starters, your employees will have 24/7/365 access to the EVAC24 call centre. If an accident occurs, a phone call is all it takes to dispatch the closest ambulance and take them to the most appropriate hospital for treatment.

This emergency service makes use of the largest fleet of ambulances and helicopters from Netcare 911, ER24 and others. With all dispatching and transporting costs by road or air fully covered, and hospital acceptance guaranteed up to R100 000.

Sound good so far? Then read on to discover even more of the benefits offered by Ctrack Fleet Protector.

Also included

Life Support Equipment

R25 000 to pay for in-hospital equipment charges.

Rehabilitation/Retrain Cost

Up to R100 000 to cover costs incurred during retraining due to a disability.

Mobility Cost

Up to R100 000 to assist with the cost of a wheelchair or accessibility changes to an employee’s house due to a disability.

Trauma Counselling

Up to R10 000 to cover the employee’s counselling costs after a traumatic event.

Accidental Death

R100 000 payable to the employee’s family.

Accidental Funeral Cover

R15 000


Childcare benefit of up to R7 500 per event per child (maximum of 3 children). A maximum of R60 000 per annum applies.

Claims Preparation Cost

Up to R25 000 to cover the preparation costs for Road Accident Fund claims.

Seat Belt Benefit

If the police report finds the seat belt was worn in the vehicle accident, then an additional R10 000 is payable.

Crime-related Benefit

Pays out R5 000 if the event is as a result of a crime.


In the event of disfigurement, the disability benefit becomes payable.


In the event of disappearance, the death benefit becomes payable.


Claims resulting from terrorist acts are covered.

Roadside Assistance

Assistance in getting the best quote for the repatriation of your vehicle.

Traffic Fine Assistance

Assistance to help reduce up to 60% of your fleet’s traffic fines.

Family Medical Expenses

Up to R20 000 to cover hospitalisation cost of any family member involved in an accident when travelling with the employee.

HIV Cover

Includes 28 days of antiretroviral treatment and 3 doctor consultations following accidental exposure to HIV.

How cover works

Ctrack Fleet Protector cover is linked to specific vehicles, not specific employees. This means that any employee travelling in an insured vehicle is automatically covered in the event of an accident.
See policy wording for full terms and conditions.

Extended cover

If during the period of insurance a driver sustains bodily injury as the result of an accident which directly and independently of any other cause results, within 24 calendar months, in death, disability or the incurring of medical expenses, Ctrack Fleet Protector will pay out the compensation stated in the schedule up to the maximum limits of liability therein.


GENRIC Insurance Company Limited is an Authorised Financial Services Provider FSP43638 and is a registered short-term Insurer.